Just do the following:
1: Use my referral link and enter your email address.
2: Download the Chip app and use the same email address you used in step 1 to sign up.
3: Open a Prize Saver Account.
4: Deposit £100 or more in the account.
5: Leave it there for at least 30 days (i.e. your account balance must remain at or above £100 for 30 consecutive days).
* You must be a new Chip customer to avail of this offer.
** You must sign up to a Chip account within 30 days of using my referral link/code.
*** You must meet the referral criteria above within 60 days of using my referral link/code.
Alternatively, you can just copy my referral code: CHIP-MJQ424 into the Promos & Referrals section of your profile in the app.